No matter the carrier or the preferred-underwriting process, the success of any life insurance sales organization is created through the support of exceptional underwriting professionals.
And the set of challenges underwriter faces is constant: reduce sales cycle times, minimize loss ratios, maximize profits and give your sales force a competitive advantage with their customers — all without assuming any undue risk. For underwriters weighed down by inefficient legacy technology, meeting these objectives is a grueling and often losing battle.
Alternatively, underwriters serving carriers that have enhanced or replaced their legacy systems and traditional drop-ticket underwriting processes with the power of SoundDecisionsTM, PURETM and LiveAppTM are realizing straight-through processing, point-of-sale decision making, fast and accurate integration of third-party data, and real-time collaboration with tele-underwriters and producers.
Additionally, leveraging AppticalTM’s solutions doesn’t require a compromise in risk management. Our solutions can be customized to work with each carrier’s unique rules and guidelines. MIB information; MVR, IVR and pharmaceutical records; and other important third-party data are quickly, consistently and accurately verified. As a result, an underwriting department utilizing our flagship products — SoundDecisions, PURE and LiveApp — is out in front when it comes to managing a conservative approach to risk and winning in this competitive industry.
Whether you’re underwriting fully underwritten simplified-issue or final-expense products, or a combination of them, no other single partner provides underwriters with a complete, customizable suite of sales-to-underwriting automation solutions designed to meet your unique underwriting needs and help achieve your goals.
Simply put, no other single provider offers a comparable suite of integrated solutions designed to transform the way underwriters work and succeed in today’s marketplace. Learn how your company can improve your life insurance sales business with a customized underwriting-automation solution from Apptical. Contact Us for a consultation.