When you sell simplified-issue or final-expense life insurance products, you want to make point-of-sale decision making and closure capability a reality. Or when you’re solely focused on selling fully underwritten life insurance products and seek the tools to sell more business, you want to streamline your underwriting decision processes and greatly reduce the costs of acquisition. In both cases, Apptical® has you covered.

Our three flagship products, SoundDecisions®, PURE® and LiveApp®, are all proven to greatly increase speed of issue among carriers offering a wide range of products across all sales channels. In fact, current customers providing nonmedical products are boasting an average of less than 15 minutes to complete an underwriting decision at the point of sale.

                        

Other providers of fully underwritten products are leveraging our fast and accurate integration of third-party data, such as MIB, prescription records, Motor Vehicle Records (MVR) and Identity Verification Records (IVR) — once necessary medical tests and doctors’ reports are collected — into a rules-based approach that provides their underwriters with a “yes” or “no” underwriting decision within seconds.

More than ever, Apptical’s customers have gained the ability to extract the maximum value from their unique underwriting procedures — all without jeopardizing risk management. And so can you.

Simply put, no other single solutions provider offers a comparable suite of integrated solutions designed to transform the way insurance companies and their producers work together to close more business and be more profitable.